Understand deposits & holds

Summary

We generally make deposited funds available to you by the next business day. However, we occasionally place a hold  on a deposit, and that means your access to those funds is delayed.

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Bank of America, N.A. Member FDIC Equal Housing Lender ©2012 Bank of America Corporation. All rights reserved.

Disclaimer: Please note that the products and services described here are generally available through our Banking Centers, our telephone banking channel and our Online Banking channel; however, they may not be available at all times, in all locations, or through all of these channels. For specific information about which products and services are available to you, consult the Deposit Agreement, Schedule of Fees and/or Credit Card Agreement we gave you when you opened your account(s), talk to an associate at your local Banking Center or call the phone number that appears on your bank statement.